Loan Program
Business Owner
Self-Employee
We understand the unique challenges that self-employed individuals and business owners face when applying for a mortgage. Our Self-Employed/Business Owner Loan programs are designed with flexible income verification and customized loan terms to suit your financial situation, making it easier for you to qualify and secure financing.
Key Benifits
- Flexible Income Verification: ** Bank statements, asset depletion, and other alternative documentation methods accepted.
- Higher Loan Amounts: ** Ideal for business owners with complex income structures.
- No Tax Returns Needed: ** Qualify without the need to submit tax returns, focusing on real cash flow instead.
- Competitive Interest Rates: ** Despite flexible documentation, we offer rates that rival conventional loans.
- Custom Loan Terms: ** Personalized loan terms to suit your financial goals, whether short-term or long-term.
Eligibility Requirements
- Minimum 2 years in business or self-employment.
- Ability to provide 12-24 months of bank statements or other financial documents.
- Strong credit profile (specific score requirement depends on the loan).